Motor Insurance Renewal w/o my knowledge by new owner under my name

I sold my car in Jan 2017 to a dealership in Noida Sector-8 for an exchange value when buying a new vehicle. After 2.9 years of this transaction, I received a motor insurance certificate at my address for this vehicle where I am the insured. Apparently, the dealer has failed to update the ownership in RTO in spite of providing all the transfer docs. I have the proof of the sale of the old vehicle on their company letterhead. Already contacted the dealer but to no avail. Does this case amount to forgery as dealer executed the policy under my name and without my knowledge? I am thinking to cancel the vehicle registration with RTO, however for this I need file FIR. Can someone tell me what are the relevant Sections of IPC under which this can be done? I think Section 463/464. Thank you. more  

View all 11 comments Below 11 comments
Write a letter addressed to RTO commissioner (where the vehicle is registered) mentioning the details of the transaction (vehicle sale), attach relevant photocopies of the deal available with you. Mention very clearly the date in the letter on which you had handed over the vehicle and that you should not be held liable / responsible for any wrong use of the vehicle or any mishap arising due to its usage. Mark a CC of the letter to the Police commissioner, and the local police station of your residential area. Deliver these letters in person to the addresses and obtain a receipt signature on your copy.

They will do the needful and you will be safe from judicial process (in case the vehicle is involved in any mishap).

Before doing all this make sure that you check on the Vaahan site (internet or mobile App) that the vehicle is still registered on your name at the RTO.
Sometimes the vehicle ownership is changed but the new owner forgets to inform the insurance company and simply keeps on renewing the insurance. more  
Please send a letter to RTO and insurance company with copies of sale of proof of old vehicle, send letter to dealer that you are not owner of the old vehicle from the date of sale of old vehicle and ask him to take corrective actions and inform police accordingly. more  
Read as Xerox copy of the policy more  
Directly visit RTO office and explain and be guided by them.
Write letter to IRDA enclosing a Xerox copy of the and detail them. This will also help you. more  
Just send a copy of sell letter to concerned RTO and keep the proof of delivery. Rest all will be done by RTO. Once you inform RTO that you have sold the vehicle, then purchaser is liable for all the actons. Further as suggested, take refund of policy by surrendering it. more  
Post a Comment

Related Posts

    • Transfer of property by gift deed

      Can a mother, having five children, gift deed her property to a particular child without informing to the other children or getting consent of the other children?

      By Amitava Dutta
    • Judiciary must deliver fast & correct judgement

      As soon as a person is arrested on filing of FIR by police, & produced before Magistrates court dealing with Criminal case, the accused applies for bail & also obtains Stay before sessi...

      By Bahadur Sanjana
    • Legal advice to file a complaint

      Dear Members, I have to file a legal complaint against HDFC Bank at New Delhi for my pending refund of 60 thousand since Jan 2019. I have communicated enough on emails and on the phone however...

      By Sumit Bajaj
    • Settlement of claim

      Can any Circle member guide to get back the amount of one's father held up in a bank(SBI) after latters death without any nomination.

      By Koiredla Chandrarao
    • 4 crore personnel loan

      We have total 4 crore personnel loan out of 5 crore loan. One of my partner cheated us in Mining business. He mis utilized entire fund and project fake orders he created. We

      By Anonymous Circle member
    • Advocate help required

      Advocate help required for our odisha mining related fraud and document forgery from our partner. 1. Till now ~5cr amount transfered to his account for handling the project and office expe...

      By Anonymous Circle member
    • Adoption

      One of my friends wants to adopt a female baby ( a month old) . She is the daughter of his own brother and there is mutual consent. please let me know the procedures to be followed to make it legal...

      By N.Mohan Mohan
    • Pyramid Scheme from Osmose Technology Pvt Ltd

      I would like to know if it’s legal in India to run a Pyramid or Multi-level marketing scheme and if it’s safe for people to join as member. Particularly I would like to know...

      By Rajeev Rumale
    • Case against Medical Health insurance

      Want to file a case against Max Bupa Health Insurance company. Needs a competent professional, advocate or some Insurance law expert. Any one can advise ??

    • Maruti True Value - Total loss car sale

      I have bought other brand car (Honda Jazz) from Maruti True Value located @ Paruthipattu. They ensure the vehicle is not meet in accident and flood affected. While booking I agreed them to do name ...

      By Prabagaran Sekar
    • credit card GST

      I have a question: If the Bank refunds the card fees, are they bound to refund the GST? The fee is charged in January, but refunded in April. Please let me know.

      By Bhaskar N
Enter your email & mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

Please select a Circle that you want people to invite to.
Invite to
(Maximum 500 email ids allowed.)