Motor Insurance Renewal w/o my knowledge by new owner under my name

I sold my car in Jan 2017 to a dealership in Noida Sector-8 for an exchange value when buying a new vehicle. After 2.9 years of this transaction, I received a motor insurance certificate at my address for this vehicle where I am the insured. Apparently, the dealer has failed to update the ownership in RTO in spite of providing all the transfer docs. I have the proof of the sale of the old vehicle on their company letterhead. Already contacted the dealer but to no avail. Does this case amount to forgery as dealer executed the policy under my name and without my knowledge? I am thinking to cancel the vehicle registration with RTO, however for this I need file FIR. Can someone tell me what are the relevant Sections of IPC under which this can be done? I think Section 463/464. Thank you. more  

View all 11 comments Below 11 comments
Write a letter addressed to RTO commissioner (where the vehicle is registered) mentioning the details of the transaction (vehicle sale), attach relevant photocopies of the deal available with you. Mention very clearly the date in the letter on which you had handed over the vehicle and that you should not be held liable / responsible for any wrong use of the vehicle or any mishap arising due to its usage. Mark a CC of the letter to the Police commissioner, and the local police station of your residential area. Deliver these letters in person to the addresses and obtain a receipt signature on your copy.

They will do the needful and you will be safe from judicial process (in case the vehicle is involved in any mishap).

Before doing all this make sure that you check on the Vaahan site (internet or mobile App) that the vehicle is still registered on your name at the RTO.
Sometimes the vehicle ownership is changed but the new owner forgets to inform the insurance company and simply keeps on renewing the insurance. more  
Please send a letter to RTO and insurance company with copies of sale of proof of old vehicle, send letter to dealer that you are not owner of the old vehicle from the date of sale of old vehicle and ask him to take corrective actions and inform police accordingly. more  
Read as Xerox copy of the policy more  
Directly visit RTO office and explain and be guided by them.
Write letter to IRDA enclosing a Xerox copy of the and detail them. This will also help you. more  
Just send a copy of sell letter to concerned RTO and keep the proof of delivery. Rest all will be done by RTO. Once you inform RTO that you have sold the vehicle, then purchaser is liable for all the actons. Further as suggested, take refund of policy by surrendering it. more  
Post a Comment

Related Posts

    • Query on PMAY

      Hi All, I have bought a new flat in Bangalore with my mother as a co-owner. She is a homemaker and do not have any property registered in her name. When i was applying for Home loan initially ...

      By Anonymous Circle member
    • the decisions of Supreme courts Our top court in India

      As we all know in our India Supreme court is supreme of all courts and it is safe guarding our consitution and to provisions provided to the citizens of India. But in recent past days the Supreme C...

      By VIJAY VK
    • Correction in my Khatauni

      I inherited a house constructed in 1968 by my late father in my name in main city and yellow card is issued by Nagar Nigam. House Tax and Water tax are being paid regularly . I wanted to sell my ...

    • Legal Heir Certificate

      Would like to know about Legal Heir Certificate. I am told that it is to be obtained after the demise of one's parent. Won't it be better if the Parent can declare his legal heir whil...

      By Chandrasekhar K
    • Advise for land locked agriculture land

      My 11 bigha land was occupied in 1982 by Government of UP for constructing PAC compound at Barabanki .Now my land is land locked and there is no approach to main road. Being a Senior citizen ,may I...

    • Date of birth difference between primary and secondary school due to clerical mistake

      my date of birth in matric certificate issued by the board is May 1962 which I surrender at the time of joining job as per this my retirement is in May 2020 but it come to my notice few days back ...

      By Anonymous Circle member
    • legal hairs are liable to pay damage for civil suit of their parents?

      Sir, is there any law under IPC which says that legal hair have to pay to the respondending party if their parent expires during the course of legal suit? my mother filed a civil suit against ...

      By Iqbal Singh
    • GST for flat booked before April 2019

      I have booked a flat under construction in Hyderabad in June 2018 with a promise it would be delivered by Sep 18. But the builder got OC only in April 2019. Out of 45 flats to this date only 16 ha...

      By Anonymous Circle member
    • Why does government of India want to put cookies on our computers????????

      I tried to visit and access a particular SRO but could not because a pop up always came up whenever I tried to access "S...

      By Anil Kumar Singh
    • Dispute in Residential Project..Confusion on Suggested Solution

      Reframed last post to make it more clear. This post have better details of dispute and solution : a) Residential Project spread on PlotA, PlotB registered as Phase1 A/B/C buildings ...

      By Naresh Yadav
    • Request your help and wealth of knowledge on Legal Matters

      I filed a SLP in the year 2015 before the Hon'ble Supreme Court of India against at Criminal Petition which was against me. The SLP was filed by me online as party in person. I was infor...

      By Anil Kumar Singh
Enter your email & mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

Please select a Circle that you want people to invite to.
Invite to
(Maximum 500 email ids allowed.)