There have been several post advocating for introduction of insurance for passengers and luggage. Members have suggested charging of Rs. 2/- per passengers as insurance premium to cover risks of passengers and luggage.

I have earlier also expressed my views on the issue. The Indian Railway is also a transporter and it is the prime responsibility of the transporter to provide the services duly insured including safety of passengers and the luggage. It is also surprising that Railways want to burden the passengers for their own inefficiency. As an example, the luggage is stolen because of unauthorised travelling in the reserved coach. It is the prime responsibility of the employee i.e TTE to ensure that no unauthorised boarding take place. However TTE have laxity in performance of their duties one because of laxity and 2nd because of unauthorised income.

It seems the present Govt. is working as Marketing Executive/ Insurance Agents for insurance companies. It is estimated that on an average more than 2 crore passenger travels daily and if Rs. 2/- is charged from each passenger, their a revenue of Rs. 4/- crore daily for insurance company. This is equal to Rs. 1,460/- crore annually.

Now a published report indicates some revealing facts which I am bringing herein:
1. Total Number of passengers killed from 2009-10 to 2013-14 : 502
2. Total number of passengers injured from 2009-10 to 2013-14: 1531
3. Total amount of compensation paid (in Rs. Lakhs) : 1816

The above data is for the period of 5 years and therefore the total revenue generation would be Rs. 1460 crores x 5 yrs = Rs. 7300 crores as against a compensation paid of Rs. 18 crore during last 5 years.

Are we (Govt. of India) working as marketing agents of the insurance companies ? Is there any hidden understanding ?

In view of above, I feel Indian Railways or Ministry of Railways not to promote insurance business and restrict itself in discharge of its service obligations which includes safety of passengers and their luggage else the other operators like Airlines, Buses metros, Local Sub-urban trains would also resort to such unethical business practices. more  

View all 69 comments Below 69 comments
No comment . On 28 Jul 2016 00:57, "S K Virmani" wrote: > more  
BHRATPUR STATION BETTER more  
It is the responsibility of any company to eradicate offenders/ criminals from their company. Railway is also a company ( No difference whether it is public / private). So it is the responsibilty of the Railway to compensate the loss their valuables. The railway can decide whether the compensation is to bear by them or to transfer it to any other insurance company. Being a public sector company all the public are the co-owners of the Railway company we have the responsibility to protect our company from bankruptcy. By adding a nominal charge we can do that. And that is vice thing to do in this case. Also remove all the criminals in the RLY company mercilessly and put any officer under suspension immediately if there is a doubt / complaint of any criminality. Hence the crimes can be reduced. more  
How do one safeguard against Railway staff themselves getting involved in stealing? After all once insured, passengers will get compensated? more  
I will pay for the luggage insurance when they privatize the entire railways and remove all the lazy railway staff. Then i have no problem paying the luggage insurance. more  
Post a Comment

Related Posts

    • Rajdhanis’ Service and Train comfort.

      RajDhani’s are a spent force. These trains have been running since a few decades, perhaps diesel loco era. These trains need replacement. Now that the Railway Ministry is planning to build an...

      By Venkkateshhwar Mahankali
      /
    • Improving the important and prestigious trains like Rajdhanis and Shatabdi and others.

      As peer my experience till date it has been noted that though the train is named a very prestigious like we said above but if we look deeply in the services the situation is not up to the mark. In...

      By BRIJ AGARWAL
      /
    • Rajdhani Express Services are still very poor

      I recently undertook a journey to Secunderabad from Delhi (Nizamuddin) on 9th January. PNR:2733448968. Train No.:22692/SBC Rajdhani Express.Train was On Time(Nizamuddin was starting point) but was ...

      By Stephen R N
      /
    • Still after 75 years trains are unhygienic.

      Today my wife and daughter Indore New Delhi Intercity Express, PNR 8161237609, and even in the first class AC coupe there were rats! Rats tell the entire story about hygiene! Toilets were filthy. I...

      By Ashish Rai
      /
    • VIP culture continues

      VIP culture continues to be a bane. Bhopal station main entry has been blocked for VVIP ex CJI justice Sharad Arvind Bobade. Hundreds of passengers and I, had to carry luggage from the main gate t...

      By Aditi Mitra
      /
    • Consider this change Railway authority

      Sometimes, passengers travel together under one PNR, out of which due to unavoidable reason one may be dropped. In that event, it should be allowed to interchange the birth/seat officially on line....

      By SANDIP KUMAR BHADRA
      /
    • Punctuality word should be detached from Indian Railways dictionary

      Now days, punctuality in train running time has been seen parted from Indian Railways, rather "Inconvenience to fellow passengers is deeply regretted or highly regretted" words and sentences are re...

      By Sandip Mishra
      /
    • make railways better , not formality.

      attendents avoid if we ask them to change temperature.too much cooling is there.same old style, one table for lunch/ dinner of 6 persons.no change .at least table could be foldable to extend along ...

      By Satyapal Singh
      /
    • TRAVEL BY NEW AC COACHES

      I have been traveling AC coaches many times of late the new coaches which are made recently are the PAID punishment AC coach champers which no one control it. the temperature is very low and no t...

      By Subash Periyaandhavar
      /
    • Travel Insurance for Waiting List Passengers.

      Recently I travelled to Bangaluru and now booked my ticket for Delhi. Both time General Category showed waiting list but under Senior Citizen Lower Berth quota reservation was available but Travel ...

      By Anjum Ansari
      /
    • senior citizens suffering

      VIP culture will continue to prevail in this country.the honourable PM will merely talk for public consumption... he had promised to remove the vip culture but not an iota of action....

      By Suresh Dasarathy
      /
Share
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)