Rising health insurance premiums

Is a very serious issue and I am glad that LocalCircles has taken it up. In UP the survey was published in the navbharat times and i am attaching for this who read hindi.


I am ready to bet these 52% are people above age 40 where insurance companies have increased premiums.

I am surprised that neither government nor opposition is bothered about such pressing issues.

Lowering cost of healthcare must be everyone’s focus but its no one’s.

They just need to make the economics work so everyone can afford. more  

View all 11 comments Below 11 comments
Our Govt is for 80 Cr VERY POOR People. They are not bothered about so called Middle Class. Because these 80 Cr are their Vote Bank. more  
Manuel Aaron: The current health insurance is a real loot. How can successive Governments close their eyes to the steady increase in Insurance Premiums year after year. It is probably because the Governments themselves get a share of the loot and our Governments are always cash starved! However today's "Hindu" carries the front page news that one of the ten Guarantees announced by the Delhi Chief Minister, Kejriwal, is "Free healthcare that is not based on Insurance schemes" This gives a ray of hope, but all Insurance Companies are likely to gang up against this Guarantee. I am 88 and have discerned a remarkable reluctance in doctors known to me for years, responding to my assorted illnesses. Their reluctance seems to say, "You have lived long enough! Now, there are younger and more important people who deserve my attention!" This is the fate of all old people. End more  
Please check mohalla clinics of Kejariwal... you will find just a may be a doctor and after few years..this become cow shed.. just eye wash & nothing else. Now NDA has given health insurance guarantee of 5 lacs above 70 years of age. more  
I feel that health insurance premiums are very high. Imagine shelling Rs25000 to Rs30000 per annum as premium and not get anything back and again paying the premium next year is far too high. How many people can afford it?. I think for senior citizens Government should contribute something. more  
Our premiums for Company group insurance have risen by 16% more  
I was paying health insurance premium from 2008 to 2019 continuously. During the period I never felt sick. In Sep 2019 tired of paying premium each year I decided to discontinue the health insurance. I was 58 years at the time, Insurance Company called to convince me the benefits of the plan to continue the plan, they also emphasised that I may not get the plan at the same premium again at this age. But my response was a big no to them. Unfortunately after 2 or 3 months Corona started to spread throughout the world. At the point I felt pity by discontinuing the long carried health insurance just few months before the disaster. However due to lack of any health insurance I decided to care myself more than ever before. Anyhow Corona period passed away but I continued caring myself even more. Now at the age of 63 I am extremely fit and fine and don’t feel the requirement of any health insurance. Now I believe that it was nonsense for paying huge premiums for such a long time which I didn’t required at all. We don’t care about our health because we have deputed health insurance companies for sake of the same. It is like after giving birth of our own child, handing over the child to an unknown neighbour for its future care. Health insurances may be certainly necessary but should we blindly follow it. A lot of loot by health care companies are because they want to grab the health cover amount. One may get sneezes or mildly sick but once admitted in the hospital he will get treated till the entire health cover amount gets exhausted. This is reality of cashless hospitals. In this loot anything can happen with the patient ( health insured). more  
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