Plight of health Insurance claimants

I must complement localcircles management and members for being the most effective media in the country to quantify public plight on various issues and bringing it out.

The attached story (link below) I saw in Indian Express today as Dad still gets it at home (He stopped getting biz papers all together)

43% had trouble getting health insurance claim means 1 in 2 had a problem and if the regulator wants to see it first hand they should go to any hospital lobby between 12 and 8. They will find family members of patients waiting for their insurance claims. This was worse during Covid time.

The Govt should fix this on priority. 1-2 hours is what it should take to get claims processed. more  

View all 8 comments Below 8 comments
This is very good LC Manager more  
I prefer treatment in good govt hospitals and pay from my pocket as am not entitled to any medical treatment reimbursement out of tax payers money as I have worked in private sector for 36 years. more  
Don't look for health insurance companies and pay heavy annual premium as annual punishment because of lots of middlemen or agents and others taking a huge bribe/cut to release your own hard earned money ,when it's needed and family members are made to go from one place to another looking for sweet talking insurance agent who has disappeared. Save money for rainy days and pay for hospital bills directly incase you have to get admitted . Money grows through lots of banking schemes, shares or mutual funds etc etc Annual premium is waste of money as it's draining you of your resources and doctors too take advantage of insured people by asking lots of investigations and procedures Remember that simple injection or intravenous drip is painful! You can imagine how much painful procedures can be! Aankho Dekhi more  
I have since cancelled/stopped
all medi insu policies. more  
In order to make good profit, some indurance companies simply create one or other irrelevant issues and drag the settlement, thus delaying means denial settlements. This is one practice as thump rule of insurance companies. Other aspect is hospitals, when, they learn many cases are cashless, hodpitals in association with insurance panel doctors play their games by prescribing meficines which are outside claims thus, rejection of settlement. In my case i had to make seversl visits to TPI for settlement with agent. It took more fays for settlement. Unless concerned ministry draws stringent norms, poor policy holders have to bear the burnt. Unless relative officials are corruption free poor policy holder to suffer. more  
It is hard to go through all the minute details and legalese. Check with 2 or 3 companies and then buy.Don’t go for tge Cheapest because that is what you will get. more  
Post a Comment

Related Posts

    • Spineless media of India

      Our print media has become totally spineless. Despite all the 3 telcos increasing mobile tariffs one by one within 2-3 days, none of our business or general papers were able to show some guts and q...

      By Amit Mishra
    • What’s wrong with India

      Here is What is wrong with this country -The PM meets youtubers, billionaires,cricketers but not the victims of various tragedies and scams. - People were seen carrying dead b...

      By Ruchika L Maheshwari
    • All should be banned from making copies of pan and aadhaar

      Everyone please read this LocalCircles report and forward to all your WhatsApp groups. https...

      By Seema Shah
    • FSSAI action on junk food labeling

      Sudesh bhai, Not just action against errant spice manufacturers, our circle and LC manager efforts have led to another action yesterday where all junk food packaging has to have nutriti...

      By Amit Mishra
    • Excellent efforts LC on spices

      Your efforts against unsafe spices have bourne fruit as earlier this week FSSAI cancelled licenses of 111 spices manufacturers and mdh everest badhshah are included.

      By Sudesh Rai
    • Can politicians emulate cricketers

      What a gutsy and heart warming performance by Indian cricket team. The attached is a must watch. When will see our politicians play like a team instead of throwing pot shots at each othe...

      By Harsimran Kaur
    • The hype reality divide

      By global standards, digital India's 4G networks aren't up to the mark. This lacuna in telecom infrastructure is part of an endemic problem: Making large claims where the reality doesn't match hype...

      By Ashish Rai
    • Price of essential commodities

      Price of essential commodities today as shared by my father in MP :- Coriander leaves: Rs 400 :- Ginger: Rs 320 :- Garlic: Rs 160 :- Tomato: Rs 100 :- Cucumber: R...

      By Ruchika L Maheshwari
    • Prices of vegetables impacting many households

      Excellent survey by LocalCircles on veggie prices

      By Sarita Ravichandran
    • Caller Name Presentation (CNAP) for calls

      I think all the surveys of LocalCircles have finally woken the regulator up. https://www.local...

      By Naina Mittal
    • Indian ACs failing miserably during heatwave

      I saw attached headline LocalCircles article in Economic Times on our survey on how ACs in Delhi NCR failed to work during heatwave.

      By Rajesh Suri
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)