Motor Vehicle Act - whose liability
1.Owner of the vehicle...He/she is the person who paid for it (even if it is a loan) and registered in his/her name with all the details including parents name, or spouses name. This means the vehicle is the immovable property and part of his/her asset and he/she is fully responsible to follow the traffic rules in letter and spirit.
2.Driver. It could be the owner who is driving (self driven), or it could be an employee of the vehicle owner who pays for his/her services. Do the owner follow all the labour laws, including PF,ESI,Gratuity, one day off after 6 days working? Does he get Casual leave, sick leave,Earned leave? Has he been provided with proper clothing,footwear, etc or just the uniform?
3.Another type of driver is one who can be hired on hourly/daily/weekly basis. If you order every day a different person will report to you. You are liable to check his driving licence,its validity,place of issue and his personal identification card issued by the company where he is employed.
Vehicle registration papers or smart card must be kept in the car. The insurance (valid) policy hard copy must be kept in the car. Pollution certificate with validity must be kept in the car. The owner must make sure that the vehicle's fitness is as per the law.
During driving if the owner driver violates he is responsible.
If an employee driver violates rules the owner is responsible and the driver will be co accused as he might state the owner ordered him to commit the violation (going opposite direction of an one way street/road,riding or parking on footpath, parking at a prohibited place etc)
So, Madam, the Owner is responsible for all traffic violations and it is upto him/her to recover the fine,penalty if he or she can.
If you have the money to buy a vehicle, I hope you have enough common sense to follow the traffic rules. Happy motoring. more