Insurance for Bank deposits
You know that it is always the Rule of Law in India, no matter Rama's times or Krishna's times or even Yama Dharma Raja's times in the remotest past.
The government is not separable from People and vice versa does not hold ground in these modern times of you and I.
Law says that do not talk to one another for otherwise the work of Law increases and consumes much time or span of life, even to deliver the lawful Judgments or sound judgments based on people's Laws and /or Lawmakers' systems.
Also, not having Rama today amongst us is the deplorable argument of yours.
If you try to know who is yourself, you will come to know the Rama within you doing different things /works/functions. more