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Asha Gupta

Health Insurance companies over reaching

Two private detective investigators came to my cousin’s house to verify a health insurance claim that he had made.

No notification calling ahead or information just walk in checking medical history, timelines and a lot more.

Is this even legal. Has IRDAI authorised this? Should such insurance companies be taken to task. The more i hear the more I am convinced To not have health insurance in India.

500% premium increase over 5 years and making people run from pillar to post even for small claims. more  

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PAPU SINGH
Strong barrier with prompt coercive action by statute can change the scenario more  
Charudatta Sahaje (Working at a Corporate.)
IRDAI is a sleeping entity. It only acts as a mediator (just like C&F agent) and does not help in addressing a grievance/complaint. They ask you to lodge a complaint with the Consumer Forum. more  
MOHIT PANDE
Please mention the the name of Insurance Company. more  
C.S. Narayanan
Do not sign if you don’t understand the policy. Get insurance by referrals. Not all agents are bad or unethical. Do your due diligence. more  
Muralikrishnan C
Be it health insurance or general insurance, the claim process is tedious and opaque with conditions come to forefront which was never mentioned during proposal. Nowadays the digital consent is even worse. Wherein you are redirected to a separate page where are legal jargons are used. more  
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