Accidental and Lost Baggage Insurance - Process Inputs

Per the poll results, 80% of the 15,000 members who voted would like for accidental and baggage insurance to be offered by Railways at a nominal amount.

Kindly share your inputs on how the process for availing the insurance and claiming the benefit should ideally work and we will do our best to come up with a citizen oriented process.

We look forward to your inputs! more  

View all 225 comments Below 225 comments
Railway can have detailed discussions with Insurance companies of the country and request for tenders where we get lowest premium with better facilities. Any way travel insurance is required for reserved passengers at least. Off course, it can be made optional to the passengers. more  
Main culprits are pass holders, railway employees and office goers with regular passes.. If railways make a rule that a pass holder is caught in a reserved compartment he will not be eligible for the concessional pass for at least minimum three years then most of the problem will be solved. General public very rarely enter into reserved compartments. Even if enter mostly they confine to doors. all the nonsence is created by pass holders. In the same way if railway employ is caught then give him a punishment. But TTTEs never do that. With the smart phones provide a link by means of which genuine reserved passengers can report against a TTE so that action will be taken in the next station. more  
All you need is to ensure that you post Honest Policemen on trains and they will be no robbery more  
We should collaborate with national insurence companies. more  
The system of Railway claims at present is the question of time being ( for some cases) in addition Insurance claim is being added for the passengers accidental and lost baggage is a very good initiative and may be privatization. Wishing happy journey of all , the following thoughts will be beneficial. 1. Engagement of unemployed youths instead of large Insurance Co. 2. Maximum passengers are not aware of claim for their non education ( not literate ) , ill health , ICU / hospital , away from kith & kin , hence , in such cases Railway should initiate claim and complete its verification process in a stipulated time frame for final settlement. 3. Paper work / record keeping should be minimized and All India Railway E claim will be best for swift process. more  
Post a Comment

Related Posts

    • Trains now completely ruined

      Trains are completely ruined. 2AC also not spared. People forcing themselves in, fighting with confirmed ticket holders to share their seats, Horrible. Where is the Railways Minister. LC...

      By SN Mittal
      /
    • REFUND RULES

      WHY NO REFUND CAN BE CLAIMED FOR MISSED TRAIN , WE CANNOT FILE TDR OR CLAIM ANY REFUND IF WE MISS A TRAIN FOR ANY REASON AS RULE SAYS TO FILE BEFORE 24 HOURS , OR EVEN FOR DELAYED TRAIN FOR MORE TH...

      By Sona Shah
      /
    • रेलवेज़ हमे लूट रही

      क्या आप जानते हैं कि, अगर आपने IRCTC के वेबसाईट से वेटिंग टिकट बुक किया और वो कंफर्म नहीं हुआ तो खुद रेलवे खुद उस टिकट को कैंसिल कर देती है एवं आप द्वारा भुगतान किए गये राशि का एक बड़ा हिस्सा ...

      By Ajay Kumar
      /
    • No direct trains

      There are some business centers,even now, which are not connected by direct trains. MORADABAD , known as PEETAL CITY, a big business center, in western Uttar Pradesh, is not having even direct...

      By Satyapal Singh
      /
    • Newly introduced trains boast a pristine appearance, offering posh interiors, comfortable seating,

      , and swift travel. However, the inadequacy of trains during festive and holiday periods remains a pressing issue. Among those most affected are the guest workers, migrant laborers traveling long d...

      By Jayakumar Daniel
      /
    • Railways making bomb from cancellation

      Railways earned whopping ₹1,230 crore from cancelled waiting list tickets in last 3 years. And all from this circle are quiet about it. Are we all ok with this?

      By Shailesh Deshmukh
      /
    • Food in Rajdhani express

      Why is the standard of food onboard the Rajdhani express' so bad. I and wife often travel on the Delhi-Dibrugarh Rajdhani and each time our experience has been bad. What is being with so much of mo...

      By Ajay Kumar
      /
    • Trains running 12-21 hours late

      Is this some kind of a joke on train travellers. Why would I travel in Vande Bharat if it is 12.5 hours late. Is it not equipped to run in fog? Does it not have antifog mechanisms?? Answ...

      By Ajay Dutta
      /
    • ILLEGAL BUSINESSES IN RUNNING TRAINS. RAILWAY BOARD BE SERIOUS.

      The zonal railways NOT monitoring the railway services. Railway Board must take serious action on passenger complaints. Ignorant attitude of Senior Railway officials only encouraging such illegal ...

      By KISHANU DAS
      /
    • An incident recorded by fellow passenger on his mobile may be looked into to prevent such incidents.

      This video clip says how the railway pantry car giving services and distributing food and water in an AC Coach of a train. Is Railways serious to prevent such things and ensure food safety in train...

      By Sandip Mishra
      /
    • Railway crowds

      Railways are run as an industry, and profits are important. If it is meant for 80 percent people traveling in unreserved coaches, 80 percent of the coaches need to be unreserved. Fares also should ...

      By Narayanankutty K.A
      /
Share
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)