ABOUT BANK ATMS
Regarding ATMs, some suggestions:-
1. Too many ATMS have been installed in close vicinity without assessing the requirements in that area. RBI's instructions that all bank branches should have ATMs must be reviewed. If ATMs are having less than 100 transactions, these are not economical. Besides so many ATMs are wasting electricity as the lobbies of ATMs have provision of lighting and AC 24*7*365.
2. Except at following places , night operations in ATMs should not be there:-
a. ATMs installed at big railway stations/bus stands/Airports.
b. ATMs installed at District Govt Hospritals and big private hospitals having working 24*7*365.
c. ATMs installed at big factories working 24*7*365.
d. ATMs installed at police stations having working during night times.
e. ATMs installed in Big Malls etc having security 24*7*365.
For surveillance during night of non working ATMs, there should be a joint agency of all banks for this purpose with online security system check.
The ATMs becomes uneconomical when aspect of their repair and security(individual ATM wise) is taken into account. more