ATMs are beneficial to bank customers and banks . Debit Card and Credit Card usage is also beneficial to all the concerned. But ATM looting and card frauds are increasing day by day. There is need of change in IPC for punishing all the fraudulent persons with more strict laws to create a fear in them.

Regarding ATMs, some suggestions:-

1. Too many ATMS have been installed in close vicinity without assessing the requirements in that area. RBI's instructions that all bank branches should have ATMs must be reviewed. If ATMs are having less than 100 transactions, these are not economical. Besides so many ATMs are wasting electricity as the lobbies of ATMs have provision of lighting and AC 24*7*365.

2. Except at following places , night operations in ATMs should not be there:-

a. ATMs installed at big railway stations/bus stands/Airports.
b. ATMs installed at District Govt Hospritals and big private hospitals having working 24*7*365.
c. ATMs installed at big factories working 24*7*365.
d. ATMs installed at police stations having working during night times.
e. ATMs installed in Big Malls etc having security 24*7*365.

For surveillance during night of non working ATMs, there should be a joint agency of all banks for this purpose with online security system check.

The ATMs becomes uneconomical when aspect of their repair and security(individual ATM wise) is taken into account. more  

View all 102 comments Below 102 comments
1) ATM transaction must be free within same Bank ATM upto 30 transactions 2) from other ATM it should be 15 time. Presently Banks collecting huge revenue from this on your Money This must be free service from Bank but there is abuses of free service. more  
Shri Umakanta Behera Please report the problem with such ATM, gving its No. or exact location to the concerned Bank. If the Bank still does nothing report in this circle and to the head office of the bank or on the help number which is normally given on the ATM Card. Reducing the number of ATM's should be done with caution as this may put the users to difficult. Maintaining ATM's is much cheaper than opening and running a branch or issuing trave;-cards which many banks were doing earlier. more  
Number of ATMS should be reducedb,cos ultimately public money from which theynare maitained.no ATMS should be with out proper safety measures. more  
We have one Bank Of India (of which I am having the Account) ATM which not friendly to user. No matter how you put and withdraw the Card slow or fast it dose not become successful. more  
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