7 Secrets to a Happy Retirement by Sydney Lagier

Here are seven traits happy retirees share.
Good health. Enjoying good health is the single most important factor impacting retiree happiness
A significant other. Married or cohabiting couples are more likely than singles to be happy in retirement.
A social network. Having friends is far more important to retirement bliss than having kids. Those who have strong social networks are 30 percent happier with their lives than those without a strong network of friends.
They are not addicted to television. After you retire you will have lots of time to fill. If you want to be happy in retirement, don't fill that time with endless hours of television. Unhappy people watch more TV and happy people watch less.
Intellectual curiosity. Adults over 70 who choose brain-stimulating hobbies over TV watching are two and a half times less likely to suffer the effects of Alzheimer's disease.
They aren't addicted to achievement. The more you are defined by your job, the harder it will be to adjust to life without it.
Enough money. Of course you'll need enough money to support your chosen lifestyle in retirement. But beyond that, more money will not make you happier.
If you don't have the traits necessary for a happy retirement, don't despair. There's good news for you, too. Consider a retirement that includes a little work. Retirees who volunteer reap the same benefits of health, happiness, and longevity. And since a happy retirement is a healthy retirement, you'll be set up to enjoy both. more  

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FUNDAMENTAL CHANGE IN INCOME TAX , WE CAN LINK THE INCOME TAX - WITH SOCIAL SECURITY , BY CREATING ONE MORE CIRCLE , " VOLUNTARY SCHEME " . THE" VOLUNTARY SCHEME " MEANIES FOR - EXAMPLE TAX CALCULATED FOR "A" IS RS 1 LAKE , HE MAY PAY EXTRA 25% MORE TO TAX , LIKE RS 1.25 LAKE AND HE MUST COVER UNDER " SOCIAL SECURITY GROUP" AND IT COULD BE CONTINUE TILL "A" PAYS THE INCOME TAX AFTER THE AGE OF 60/65 YEARS OR IN ANY OTHER CASE OR NATURAL CALAMITY OR UNTOWARD INCIDENT HAPPEN LIKE DISABLED AND CAN NOT WORK ANY MORE IN THAT SITUATION THE ENTIRE CONTRIBUTION TO INCOME TAX WHAT HE PAID TILL THAT DATE THE GOVERNMENT SHOULD PAY THE " INTEREST" ON THAT TOTAL , AMOUNT AND THE INTEREST INCOME MUST BE TAX FREE FOR HIS SURVIVAL TILL LAST more  
It is a very interesting subject, to keep oneself happy there are thousands of ways. It boils down to ones karma, if every thing goes well it is attributed to his Karma. Selfless service, humility, winning over KamaKrodha Moha, Lobha he should realise the purpose for which he has come down to earth,, then plan and accomplish his goal. His motto should be to make others happy which automatically will make him happy. more  
Well said Pradeep ji. After 'retirement' one should look back and "GIVE BACK" In old telugu movie a song goes like this "..... ఇచ్చుటలో ఉన్న హాయి వేరేచ్చటను లేదోయి ....." more  
Thanks Mr. Sekhar Bhattacharya more  
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