If your employer deducted your EPF share from salary but did not deposit, that is particularly serious because that money was your deduction and the employer held it. A default may affect your ability to withdraw/transfers of EPF later (if records are wrong) so addressing it early is wise. Keep all documentation safe: salary slips, emails, passbook screenshots, grievance submissions. These will help in any legal/official process. If you are switching jobs and your old employer defaulted, you should ensure the previous account is properly credited (or complaint lodged) before or during your transfer. Recent change in penalty (1%/month) means defaults may get resolved faster—but you should not rely only on hope; proactive follow‑up matters more
Thanks for the post. However, please advise as to any options when all complaints are disposed off with "Contact Employer" even after escalating to the PF Commissioner. It seems that EPFO deliberately protects the malpracticing errent Employer emboldening them at the expense of the beleaguered employee and further contributes to their harassment. Thanks. Best Wishes and Regards more
In a groundbreaking leap for modern financial freedom, the Employees’ Provident Fund Organisation (EPFO) has announced that, starting 2025, its 7 crore members will finally be able to withdra...
withdraw your money regularly for your marriage, health expenses to parents, children's education etc. Don't keep your money there. Some of the other members are right. The makkari and c...
One of our employees father cant seem to withdraw his EPFO funds. His words to the team today: EPFO is not for your welfare. It's a forced investment into govt. securities. J...
Isn't this large scale cheating? Interest on EPF is actually credited almost a year after its due. EPFO maintains a corpus of Rs. 21.3 trillion (2022-23 data). If it delays cre...
Employee Provident Fund (EPF) was started in 1952. It was a provision in lieu of the government's inability to provide social security to the working class on retirement, and was thus kept tax...
More than 10 years in Govt, these guys are not able to solve issues related to EPFO websites and late interest payment 1. Interest for year 23-24 which should have been credited by 31st ...
I suggest @LocalCircles admin run a survey to gauge the sentiment of public w.r.t EPFO in terms of trust/integrity, efficiency, transparency and ease of use.
A well placed family member wrote this yesterday Had always opted out of EPF all my life, till my current employer didn't budge on that request. Thank fully probably will los...
A person with stage IV cancer has 19 lakh stuck with EPF. What a pathetic and heartless system have we created? EPF is nothing but a tyranny inflicted on salaried people by babus and politicians. I...
EPFO should consider shutting down and allowing us to transfer our accumulated EPF corpus to NPS. It's taken 6 months to merge my brother’s old EPF because a DA clerk was transferred, and the...
By Satvik Singh
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