SBI Credit Card Issue

Hi All

Im facing lot of issues by using the SBI credit card, i used credit card 90000 but i have paid more than 180000.

Previously they did not told about Financial charges, they said only processing fee + interest charges but after they charging more about it

After that i have raised request regarding it in consumer forum then i got present extra amount which they have charged. i want to get total amount which they have charged more than the actual.

Please let me know how it will possibilities and im ready to file case against SBI Credit Cards. is there any possibility to file Defamation Suit against SBI Credit Card? please let me know.

Thank You.. more  

View all 33 comments Below 33 comments
Immediately close all dues by financing from personal loan.
Yes if you file a case, you will get some finance charge as refund. more  
Credit card can be used for small purchases or purchase which can be settled within a month or two. For purchase of rupees 90000 you should have gone to other methods of financing like personal loan or Jewel loan Today a banks are ready to give Jewel loans at very cheaper rate moreover your jewells are also safe more  
Any Credit Card if used but the payment is not made within the 21 days time period would attract Interest...people often misunderstand the credit card payment advice and pay the minimum balance...that only takes care of the interest part while the principal amount goes on accumulating interest month after month. I am surprised that an educated person should fall into such a debt cycle. more  
The mistake you made is to use your credit card which to me noone should use. Go through all the rules and regulations that is sent to you alongwith the credit card. Remember SBI authorities are not responsible for SBI Card. more  
if they are unfair except the authorities no one can be approached for help / remedy but have you paid each and every payment bill on time within time peroid ? if so then should not happen ? my wife has a SBI cr card we always pay on time - the only area of concern is too much online stuff - we are not at all heading for good days for sure ? u have to be more than careful on anything online specially ? more  
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