SBI Credit Card Issue

Hi All

Im facing lot of issues by using the SBI credit card, i used credit card 90000 but i have paid more than 180000.

Previously they did not told about Financial charges, they said only processing fee + interest charges but after they charging more about it

After that i have raised request regarding it in consumer forum then i got present extra amount which they have charged. i want to get total amount which they have charged more than the actual.

Please let me know how it will possibilities and im ready to file case against SBI Credit Cards. is there any possibility to file Defamation Suit against SBI Credit Card? please let me know.

Thank You.. more  

View all 33 comments Below 33 comments
Immediately close all dues by financing from personal loan.
Yes if you file a case, you will get some finance charge as refund. more  
Credit card can be used for small purchases or purchase which can be settled within a month or two. For purchase of rupees 90000 you should have gone to other methods of financing like personal loan or Jewel loan Today a banks are ready to give Jewel loans at very cheaper rate moreover your jewells are also safe more  
Any Credit Card if used but the payment is not made within the 21 days time period would attract Interest...people often misunderstand the credit card payment advice and pay the minimum balance...that only takes care of the interest part while the principal amount goes on accumulating interest month after month. I am surprised that an educated person should fall into such a debt cycle. more  
The mistake you made is to use your credit card which to me noone should use. Go through all the rules and regulations that is sent to you alongwith the credit card. Remember SBI authorities are not responsible for SBI Card. more  
if they are unfair except the authorities no one can be approached for help / remedy but have you paid each and every payment bill on time within time peroid ? if so then should not happen ? my wife has a SBI cr card we always pay on time - the only area of concern is too much online stuff - we are not at all heading for good days for sure ? u have to be more than careful on anything online specially ? more  
Post a Comment

Related Posts

    • Issues with peer to peer e-marketplaces

      Recently, we have received complaints in our circles that various types of consumer frauds have been happening via e-marketplaces like Olx, Quikr, etc. For instance, a buyer may respond to an ad, ...

      By Dept. of Consumer Affairs (Government of India)
    • Ubers extortion tactic - unfair trade practice

      Uber shame on you a friend sent this. Uber is telling some users your rating as a consumer is low and we will now deactivate your account soon. In other words travel on uber again lots of times an...

      By Amit Mishra
    • Where is IB Ministry

      In prime time when children are watching cricket at 6 pm netflix is allowed to advertise Lust Stories on sports channel. Will our Minister of IB please take action immediately and ban such adverti...

      By Vinita Agrawal
    • Epson L4160 - Worst Product & Services

      (1) Worst quality of color and B/W print (2) Customer service is worst in the world (3) To keep this printer in working condition, you need to print at least 5-6 B/W pages per day and at least 1 co...

      By Hetalkumar Kachhadiya
    • Is it legal for NPCL to charge a convenience fee for paying bills via NEFT?

      Hello Fellow Members, I have been paying my bills online but noticed that Noida Power Company Ltd charges a convenience fee when I pay my bill via NEFT. Is this legal? What kind of 'convenience' is...

      By Adite B
    • Poor services of Vodafone network

      This is pathetic. I recharged my Vodafone mobile number with RS 100 today and after sometime I saw a msg of deduction 63 rupees for some value added service which I didn't know about. I called the ...

      By Varsha Yadav
    • Stop ordering food on apps till

      These restaurants ensure they stop packaging in single use plastic. Friends as a a doctor I can tell you that many of these apps and through them restaurants are taking hot subjis soups halwa and ...

      By Dr. Anita Jain
    • Fraud delivery the website from where I have ordered my earpods and the product delivered to me was totally different as if there no customer care no. Mentioned on the website and no response on Gmail by...

      By Abhishek Tripathi
    • Empty Xiaomi box received, consisted of everything except for the device.

      This is Gurpreet Kapoor, a loyal customer of Xiaomi. But I have to say I can't remain the same. I feel emotionally traumatized and drained by Xiaomi customer service team. I had ordered for Redmi...

      By Kiran Kapoor
    • Undelivered shipment

      I had used a service of a local movers and packers. Lakshya packing and shipping based in Delhi. I had to relocate my motorcycle. I had found them through just dial. They offered me a good deal and...

      By Manish Konwar
    • Bank services - the DD process

      The government is pushing for digital payments, at a time when the service levels at banks and payment apps are pathetic (Just did a post on paytm). Now, i had to get a DD for college application. ...

      By Padmanabhan G
Share To
Enter your email & mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

Please select a Circle that you want people to invite to.
Invite to
(Maximum 500 email ids allowed.)