SBI Credit Card Issue

Hi All

Im facing lot of issues by using the SBI credit card, i used credit card 90000 but i have paid more than 180000.

Previously they did not told about Financial charges, they said only processing fee + interest charges but after they charging more about it

After that i have raised request regarding it in consumer forum then i got present extra amount which they have charged. i want to get total amount which they have charged more than the actual.

Please let me know how it will possibilities and im ready to file case against SBI Credit Cards. is there any possibility to file Defamation Suit against SBI Credit Card? please let me know.

Thank You.. more  

View all 33 comments Below 33 comments
Immediately close all dues by financing from personal loan.
Yes if you file a case, you will get some finance charge as refund. more  
Credit card can be used for small purchases or purchase which can be settled within a month or two. For purchase of rupees 90000 you should have gone to other methods of financing like personal loan or Jewel loan Today a banks are ready to give Jewel loans at very cheaper rate moreover your jewells are also safe more  
Any Credit Card if used but the payment is not made within the 21 days time period would attract Interest...people often misunderstand the credit card payment advice and pay the minimum balance...that only takes care of the interest part while the principal amount goes on accumulating interest month after month. I am surprised that an educated person should fall into such a debt cycle. more  
The mistake you made is to use your credit card which to me noone should use. Go through all the rules and regulations that is sent to you alongwith the credit card. Remember SBI authorities are not responsible for SBI Card. more  
if they are unfair except the authorities no one can be approached for help / remedy but have you paid each and every payment bill on time within time peroid ? if so then should not happen ? my wife has a SBI cr card we always pay on time - the only area of concern is too much online stuff - we are not at all heading for good days for sure ? u have to be more than careful on anything online specially ? more  
Post a Comment

Related Posts

    • Improving integrity of Online Reviews: Inputs on Solutions

      Below are some if the key issues outlined by you all with regards to Online Product Reviews on eCommerce sites. Kindly review them and share solutions that will help enable consumer access to unbia...

      By Dept. of Consumer Affairs (Government of India)
      /
    • Inflated MRP: Inputs on Issues

      Below are some of the key issues outlined by some of the members in regards to inflated MRPs. This pertains to certain category of products where the average sales prices is much lower than the MRP...

      By Dept. of Consumer Affairs (Government of India)
      /
    • Misleading Advertisements by eCommerce sites: Inputs on Issues

      Below are some of the key issues raised by you in regards to misleading advertisements by ecommerce sites. Kindly review the same and share any additional inputs you may have. We look forward to yo...

      By Dept. of Consumer Affairs (Government of India)
      /
    • Improving functioning of eCommerce Cashback Programs

      Below are some of the key solutions proposed by you to issues regarding eCommerce cashback programs. Kindly review the same and if you have any additional solutions, please share. We look...

      By Dept. of Consumer Affairs (Government of India)
      /
    • Online or ePharmacies - Inputs on Solutions

      Below are some of the key issues being reported on online or e-pharmacies and apps. With this post, we would like to seek your specific inputs on solutions that will help address these issues .

      By Dept. of Consumer Affairs (Government of India)
      /
    • Cheated by LG

      I purchased LG water purifier in the month of November last year. Since then I noticed that my family members including me have some health issues so after around 6 months I called LG professionals...

      By Pankaj Kumar
      /
    • IFB - Poor After Sales Service

      I have an IFB washing machine. I had paid for and taken extended warranty. Since last over one week it is not working. I made a complaint. For two days, no one attended the complaint. On ...

      By Praveen Kapur
      /
    • Apple phones are best leased for 2 years

      I must say cost of owning an apple phone is 3000 rupees a month or 100 rupees a day. The product is a fine product when its new and after 2 years they generally become pieces of junk.

      By Amit Mishra
      /
    • Solutions to improve workings of Online Travel Sites

      Below are some of the key issues outlined by you in regards to travel web sites in India. Kindly review them and share specific solutions that must be implemented to fix these issues. We look forw...

      By Dept. of Consumer Affairs (Government of India)
      /
    • Issues with DTH Service providers: Inputs Sought

      We have seen a large number of posts and comments on issues faced by people with DTH service providers. With this post, we would like to seek your inputs on the various issues you have ...

      By Dept. of Consumer Affairs (Government of India)
      /
    • eCommerce Guidelines: Inputs Sought

      Thousands of posts and comments have been received on ecommerce in our circles in the past few months. We are pleased to share with you that basis the inputs given to us in several posts and discu...

      By Dept. Of Consumer Affairs (Government of India)
      /
Share To
Enter your email & mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

Please select a Circle that you want people to invite to.
Invite to
(Maximum 500 email ids allowed.)