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I am holding Axis Bank Premium Credit Card.
In the statement dated 18-02-2016 total outstanding dues were Rs. 1,28,907.32, with last date of payment as 09-03-2016.
Before the due date bank was paid Rs.1,26,179.32 and other credits Rs. 1844.48 i.e. total credit received by the bank was Rs.128023.80
Due to oversight Rs.883.52 were deposited short.
To my surprise bank debited to my account Rs.5123.25 as interest for ONE month on a meager short paid amount of Rs.883.52 (which works out to 580% PER MONTH or 6958% P.A.)
On my protest they are justifying their action as correct. Although they have confirmed the payments credited to the account and the dates as well.
Is there anyone who can take action against the bank for their UNFAIR TACTICS. more  
My experience with IDBI at Haridwar is that it is a good
But when they opened account about 8 years back .there were no charges for account holders for Draft.collection charges and so many.Now they are charging all .It is not good that u have changed rules as per your choice.My requirement is that it should Not be for old acc holders.You do with new one as they like
Yssethi more  
My experience with BOI Khadki,Pune is okay like. Any complaints not taken care of. ZO Pune gives standard answers like not our mistake, doing enquiry etc etc. Go shout at the branch and then you are respected. The tendency all over in all sectors whether banks or shops is same. My car for free service, I was told pick up will be done.On second service refused saying we have stopped, and give pickup service within 5kms only. I asked them to buy a bungalow within their vicinity, also asked why while selling you offered the service, third n most important is why did u sell the car when i was not in 5km range of them. The car was picked and dropped. So this is the tendency towards consumers.... more  
The staffs in some of the nationalized banks branches are not customer oriented. We should have a rating of banks branch wise. more  
Why are you not including
1)Banking Ombudsman
2)Reserve Bank of India
3)President Secretariat helpline
4)Department of Administrative reforms and Public Grievances
5)Surface transport Minister
6)Civil aviation minister
7)Pimpri Chinchwad Corporation
[I am having inputs] more  
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