Payment Data Storage

Why only google pay, what about all the data of users that are made to use wallets of ecommerce apps like big basket, myntra etc who do refunds in wallet. Where is this data stored? Is it in India or abroad? more  

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Payment data storage security is more important. Here, please highlight if any security breach happened in the recent past. more  
In Account to account transfer also, other then OTP everything is stored by third party vendors. It helps them track the transaction on any complain and fraudulent activity. more  
Data can be stored in all service providers, but they difinitely require access to your data. more  
Why using wallets instead of bank a/c. Bank a/c is more safe and reliable if you follow some simple rules. more  
The issue of data storage for payment gateways and eCommerce needs to be taken comprehensively and all the players must be called in one go and asked to comply. more  
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