Mediclaim ageNts and customers

Mediclaim policies,are increasing day by day.on line policies are also available.big market and big business.Due to frauds in hospitals, companies ChaNged rules.
Main problem is that agents who promise great help when we opt policies from them, neglect us after some time, when they get new customers.
They don't even help us when we apply for refund of expenses.
We (Sr Citizens)any way pay policy yearly charges by standing in que.
But the commission of our instalments goes in agents account as his name remains registered there for ever.
That's why agent never worries .
If customer ques in banks or mediclaim company
branch, commission should be given to him or her.
If agent ques, commission should be given to agent.
At present, agents don't give service as their commission is guaranteed. more  

View all 9 comments Below 9 comments
Yes Correct. Lot of reforms needed in Insurance sector. IRDA should take note. more  
The target of agents is to sell policy by giving false promises and then disappear. more  
Mr.Satyapal Singh, youir post regarding mediclaim & agents, may be your bad experiences with your agent, and the company of which you are holding a mediclaim policy. It's a vast subject to discuss but if I summarize 1) one should thoroughly go through the policy terms conditions with inclusions & exclusions and only accept if favourable. 2) selecting an advisor, as well maintaining the relations also becomes more important because he is also one of the policy holder of the same health insurance company going through the same diffculty. 3) nowadays there has been lot of changes in the working of claim procedure, since digitalised claims are settled "Anywhere Cashless." one need not have to worry if you select a hospital coming under 'gypsa'. You may get the same from your TPA Website. FOR FURTHER DETAILS YOU MAY CONTACT YOUR ADVISOR OR YOUR TPA FOR ASSITANCE. more  
The best solution is that there should be no private hospitals and no private practice by Doctors. Everything should be under Govt. more  
In our country having huge population, it is just not possible for every body to visit govt hospitals and stand in long queues for hours. Govt hospitals remain closed for about 220 days in a years as the number of holidays is very high. Working hours are limited. Strikes are very frequent.
Private practitioners and hospitals are a compulsion. more  
Simple solution, change the insurer. It will make the agent dance before you. more  
Post a Comment

Related Posts

    • Cigarette selling is permissible?

      If you go to cinema hall you will find lots of ads mentioning " smoking is injurious to health"... when govt. is displaying such ads., how they are allowing sell in the market...isn't contradictory...

      By SANDIP KUMAR BHADRA
      /
    • Is selling cigarettes online permissible

      See attached this Blinkit is selling cigarettes online. Is there an age check. What if young 15 year olds are ordering and consuming them. If amazon flipkart big basket dont sell such pr...

      By Amit Mishra
      /
    • Beware of calls from telecome dept

      Got a call from ‘Telecom Department’ that all phone numbers under my name will be blocked in 2 hours. And to press 9. Looks like a new scam

      By Sarita S
      /
    • Misleading by water purification cos

      Water Purifier industry is almost a semi scam Mis-selling, fear mongering by both trade and brands. And looting in the name of service Aquaguard, Kent, Pureit are all the sam...

      By Shivani Khiste
      /
    • gst on mediclaim

      abolition of gst on mediclaim is a long standing demand.for some reason if the govt.is unable to abolish the same they can reduce the rate,alternatively exempt the policies of senior citizens from ...

      By Suresh Dasarathy
      /
    • GST on health insurance policies

      Govt shows great effort to help sr citizens by listing in ayush maan bharat. PM talks of jan seva shops for cheaper medicines. Then why 18%GST is being levied on mediclaim installments.

      By Satyapal Singh
      /
    • You have 3 grace days after credit card payment due date

      Banks Have To Provide 3 Days Grace Period From The Due Date and if u make the payment within these 3 days late fee and interest has to be reversed. Attached RBI circular and link

      By Sobhita D
      /
    • Customer Compensation for Internet downtime

      As a broadband/optic fiber internet service subscriber, are you facing network issues ? I've been facing internet black out periods due to service provider issues. Though they resolve it in a ...

      By Prajith PS
      /
    • Why electric scooters cost 4x in India

      In China these electric scooters cost as little as $300 that would be equivalent to approximately 25000, whereas in India it starts from 1lakh; what's the reason?

      By Reeta Kumar
      /
    • Pathetic Tata Cliq

      Has anyone returned items on Tata cliq? I returned some items for a size mismatch and they decide they won't refund it for a 'quality issue'. No more details. I have shopped on myjio, Amazon, Myntr...

      By Ashima Gupta
      /
Share
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)