Issues in the Banking Sector - Inputs Needed

THIS IS THE VERY CAUSE THE INDIAN SUBJECT KNOWLEDGE ORIENTATION WAS DIVERSIFIED TO THAT OF MONEY MAKING FINANCIAL TRICKS WHICH ALONE PAVED THE PATH FOR THE SET ASIDE OF THE REAL INDIAN SUBJECT WEALTH AND WE ARE NOW TO RE-GAIN. more  

Prime Minister Modi & Confidense of the Public Now the Central Government has launched 3 new schems. 1] Pradhan Manthri suraksha BIMA Yojana. - Accidental cover scheme 2] Pradhan Manthri JEEVAN JYOTI BIMA YOJANA life insurance scheme. 3] Atal Pension scheme, These three schems are oriented to cover each and every Indian against risks of 1) accident 2) Death 3) lack of income in old age. I recall the article I read about the great Chinese Philosopher, CONFUSCIOUS. He was quoted as moving University. he travelled from country to country many days. His students used to travel with him in order to gather knowledge from him. Once a student asked Confuscious " What are the three important things a nation / Government - should have . to ensure support of people. Confuscious replied A ready armed Force, Food Stock , and Confidence of the people. Student : If any one the three has to sacrificed , which one may be left, Confuscious : Armed Force. That means the sujects of a King will prefer Food stock than Defense force in case of emergency. Student : If a king has to forgo 2 things ...????? Confuscious : Defense force and Food Stock. A King can save his nation , in emergency , inspite of not having a military and Food stock . but without the confidence of the subjects He can not save his Government. Hence a King should never forgo the confidence of the subjects at any point of time. In case of an emergency he can forgo Milaitary , and the Food stock But he should lose confidenec of his subjects, even though he has a good military force and Food stock. Hither to the Congress Party did not put good efforts to build the confidence in Public. Inspite of all political tactics and Vote bank politics , and Devide and Rule policy , to remain in power, the party ultimately failed to move on right path as explained by Confuscious, and lost power to BJP. On the other hand the the BJP has successfully made a concrete plan to ensure the confidence of public. That ia the Insurance coverage to all ad Pension to all. No government could do such a help to the poor millions as done by Modi Government. It is rightly said , Where there is will there is a way. !!!!! Further any effort by opposition to break the confidence of the public will in vain, since they have no stuff to add. Younger generation has been ignoring the congress party making fun of other advertisements. Hence forth in any eventuality there is assured financial help by Government, to all poor. No need to a visit by a minister or MLA to place of emergency and announcing relief measures , and financial help by Ministry. People will be able to help themselves in all emergency situations through above programs. The confidence of the public will continue for long long days. more  

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RATE OF INTERESTS SHALL BE BASED ON THE INTEREST RATE OF RETURN AND ALSO THE VOLUME OF PROFIT MARGINS ON THEIR TURNOVER. more  

Banking sector can be re engineered to be customer friendly rather than earliewrs Muneems work. To be precise why every one goes out for Lunch. Few can be available to attend the Customers rather than customers waiting at times even without food. Also the Pass Books when you go for updation the general remark is that the machine is not working and come after one or two days. Why such irritant activitiy can not be reduced and avoided. more