Insurance co.s have to process tyre burst claims

Many accidents in India happen due to tyre bursting and sometimes accident can be fatal at other times severe injuries are caused. After this the insurance companies reject claims calling tyre burst an act of God.

Well Mumbai high court cleared the air on this. The Court was hearing an appeal filed by the New India Assurance Co. which claimed that the driver of the offending vehicle had not been negligent, and the tyre burst which had caused the accident was an act of God.

Single-judge Justice SG Dige disagreed stating that tyre burst could be due to driving at high speed or due to under or over inflated tyres and it is the duty of the owner or the driver of the vehicle to check the tyre condition before the journey.

"The bursting of tyre cannot be termed as an act of God. It is an act of human negligence. There are various reasons of bursting of tyre, i.e. High speed, under inflated or over inflated tyres, second hand tyres, temperature etc. The driver or owner of the vehicle has to check the condition of tyre before travelling, burst of tyre cannot be termed as natural Act, it is human negligence," the judge held.

The accident happened when the deceased was travelling in a car with his friend when its tyre burst and the vehicle toppled.

“It is significant to note that the insurance company had not examined the driver of offending car to prove the reason of bursting of tyre. So mere stating that burst of tyre is act of God cannot be a ground to exonerate the insurance company from paying compensation”, the bench held. more  

View all 7 comments Below 7 comments
Insurance business is nothing but LOOTING in this COUNTRY. See how much they are earning and how much they pay as compensation. more  
For all such type of claim, insurance companies should pay now. This will be a lesson to the insurance companies. The regulator should take up this and advise all the insurance companies accordingly more  
It is not only because of driver's negligence, but also the bad condition of roads, nails, small stones etc. are equally responsible. more  
case number of this more  
The drivers should also be aware about the condition of tyres as well as air pressure in tyres. more  
Post a Comment

Related Posts


      Dear Parvati, Thanks and regards for your concern about the vulgar ads. Today, it is not only the matter of IPL but you open any channel and you will find these things everywhere.The extreme ...

    • Vulgar ads during IPL

      I don’t understand why this asci and consumer affairs ministry are such big failures in regulating vulgar and surrogate ads. Children are watching IPL matches and these models in l...

      By Parvati Sharma
    • Ola uber have become autod

      Why should I pay an extra 100-150 bucks for a cab when they're just like autos, without ACs because drivers won't turn them on? Seriously, what's the incentive to choose cabs anymore?

      By Anshu Saxena
    • Fire the advertising association

      See the kind of ads that are being given in news papers. The advertising association in India fails to act as usual as 90% advertisers dont care about them. Govt regulator needs to get really activ...

      By Sobhita D
    • Go air needs to be booked for violating DGCA order.

      Instead of giving cash refund for cancelled flights Go Air is issuing credit notes despite DGCA order. Passengers want money back not their lame credit notes.

      By Dipali Yadav
    • Shameless celebrities of India

      Money perhaps is most important in life.Amitabh Bacchan had once said he is canceling his contract yet we still see him everyday on the screen. No offence meant to any of these personalities but it...

      By Krishnan Venkatachalam
    • Shameless celebrities of India

      It has come down to Sunil Gawaskar and Virendra Sehwag now advertising for Kamla pasand after we raised hell about Shahrukh, Akshay Kumar, Ajay Dewgan and Amitabh Bachchan. And consumer...

      By Mala Sehgal
    • Surrogate and Inappropriate advertising

      Front page of newspaper yday advertising pan masala and gutka. With areca nut being a proven carcinogen and a psychoactive compound. Will our authorities please do something and save the lives of ...

      By Ruchika L Maheshwari
    • Are competitive coaching institutes misleading students

      And parents. See attached, all the top institutes claiming that the same topper students studied at their institute. Parents and students looking at 1 ad at a time get misled.

      By Sneha Goyal
    • Loot in India on iphones

      IPhone 14 Pro max price in Official Apple store, in Thailand is 45k bhat = INR 1.07 lakh. Price in India = 1.4L. Difference of 33k will cover return air-fare. Why do you ...

      By Ruchika L Maheshwari
    • Mahindra Car Manufacturing defects issues

      I am a customer of Mahindra Scorpio N Vehicle and it is having Manufacturing defects from Day 1, Company dealers are doing trail and error and problem is not solved yet. They are spoiling vehicle w...

      By GIRISH M R
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)