Unfortunately due improper communication my Auto payment of credit card decline due to a very little amount and became series of auto payment declination. Due to some unauthorized transaction I have blocked the card till that they not given me proper notice to pay the amount and Keep sending the monthly credit card bill in my email. since I have blocked the card so not notice the bill and not got recovery notice too regarding the pending separately. Mean time Banker has issued 2 times new credit cards Without my application, without sending Physical card, without my knowledge/ approval and used it for their money making tool instead of issuing notice regarding payment of the pending/ recovery notice. As a result a huge amount in extra is pending on my Name to pay. Take care if Your a customer of Credit card User HDFC bank. more
Seems, we as consumers, are at the mercy of powerful banks and coys! If we opt for legal remedies, we pay hefty amount for the legal help and still not sure of logical verdict. Sad state! more
A few years ago, I too had very bad experience with HSBC. my card was lost and sbd made purchases on it. I asked HSBC to give me details (address) of the shops from where the purchases were made so that i could get CCTV footage of the culprits. Surprisingly, they did not share the same with me saying they dont have the same??? Ultimately, I had to settle the issue with them. Even the complain to RBI went in vain, as the RBI officer (ombudsman) also expressed helplessness in forcing them to part with the information. more
Use of Credit Card is very beneficials, but payment of Credit Card dues are always hot and sensitive. In case of a small mistake, you will be penalised heavily. more
I also faced similar problem with HDFC Credit Card. I took it up to HDFC Managing Director & Bank Ombudsman and got full refund of wrong billed amount etc. more
Has anyone returned items on Tata cliq? I returned some items for a size mismatch and they decide they won't refund it for a 'quality issue'. No more details. I have shopped on myjio, Amazon, Myntr...
Currently, GST (28%) + Cess (15%) on hybrid cars is 43%. Nitin Gadkari Transport Ministwr has urged to slash the GST to 12%, leading to GST (12%) + Cess (15%) =27%. So hybrid...
Recently, one of my colleagues had to be hospitalised and thereafter undergo physiotherapy in a center. The physiotherapy center was insisting on cash payment for amount which was ruuming into thou...
New Fraud by some Airlines 1- You Booked Flight 3 months before travel day at Lowest Price of Rs 4300. 2- After that, Airlines will cancel your Flight just few days before yo...
Hey Everyone, I am seeking your opinion for consumers behaviour in using e grocery stores or online stores in tier 1 cities or other cities too, do consumers prefer comparing prices , ETAs , refund...
This has ought to be the worst performing ministry of India. For 4 years since mar 2020 patanjali has been misleading consumers in India and this ministry can’t do a thing. See this ad. Can l...
My mother in law went to Apollo pharmacy to buy diabetes medicines and people over counter were selling these powder to all the diabetic patients saying diabetes will get cured with this powder and...
These days repairing electric goods cost almost the same as buying a new one. Ceiling Fans stopped working. Electrician checked it & changed capacitor. Still not working. ...
while digitisation has considerably reduced the visit to banks,one can still see a lot of visitors to the bank,especially the senior citizens,women SHGs,fixed deposit holders etc. for the conv...
Despite multiple complaints, etc Patanjali continues ads for "permanent / complete relief" for "all incurable diseases" including conditions like Type1Diabetes - for which there is no cure. ...
The government has mandated that vehicles registered prior to 2019 should be fitted with high security registration plates. The process is that the customer orders the registration number plate onl...
By Padmanabhan G
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