EPS

Pension is given by department after 10 year contribution to EPS Fund otherwise no pension. If you start working in PF contributory service in future or your organisation is covered at some time, then only you can get pension on attaining age 58 years or at reduced rate if opted earlier as stated by you. In case you don't become eligible for pension under the scheme, you get your own contribution made to fund.
Therefore you have to assess the plan of employment and act accordingly. If no job throughout career having PF contribution,withdraw your contribution made so far at the earliest as it will be without interest.
With regards,
V K Agarwal more  

The comment as above is quite clear. The 10 years of pensionable employment and age of 58 years is requisite for pension under EPS 95. more  
hi i have also one eps certificate whihc i am keeping since 2005 should i surrender or how can i add those service in my uan number also in 2009 i worked in one compnay how to add that service more  
Please can you guide what I can do with EPS certificate which I received from EPFO. Service was just 2 years 10 month and I'm less than 45 years. Currently I don't have PF option. more  
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