My fathers policy was active since I checked online in Bajaj Allianz with a NAV value of 1,50,000/- but when I claimed the same after submitting all the required documents except the policy paper which my father lost instead of which I submitted an affidavit in Bajaj Allianz office.They accepted all the documents and acknowledged it but when I started following up they said that the policy is not valid since the one time premium has not been received because the cheque has been bounced.I questioned them ,that if the cheque has been bounced then why the policy runned for this long years and there was no question of discontinuing the premium since it was a single premium.I have got no valid answer from them and the case remained unsolved till now.I proceeded Ombudsment Dept but still now I have no response after almost 1 year is passing by.I am in a mess and dont know what should I do next. more  

View all 56 comments Below 56 comments
My mothers also had a policy with Bajaj allianz. When I claimed for it then they send a guy for verification. He asked for bribe. We paid him too and it has been about one month that there is no response from there end. I submitted all the documents and all the installments were paid on time more  
Issue a Regd. Post notice giving 15 days time by referring to all the date. If no response is received, please refer the matter to consumer court. more  
u bounced a cheque then u have the audacity to claim for what u didnt pay for? who is the bigger thief here? more  
As observed by Mr Sankar Mukherjee, if premium has not been paid or Premium cheque got bounced, there is no question of existence of an Insurance Policy. Kindly ensure this aspect, before you contemplate on any action. more  
It is not clear how in the absence of the original policy document and the premium payment receipt you are making a case at all. It is not clear what documents were submitted by you, because the only documents that need to be presented to the Insurance company for claims is the policy, premium receipt and of course the death certificate in the event of death of the insured. more  
Post a Comment

Related Posts


      Dear Parvati, Thanks and regards for your concern about the vulgar ads. Today, it is not only the matter of IPL but you open any channel and you will find these things everywhere.The extreme ...

    • Vulgar ads during IPL

      I don’t understand why this asci and consumer affairs ministry are such big failures in regulating vulgar and surrogate ads. Children are watching IPL matches and these models in l...

      By Parvati Sharma
    • Ola uber have become autod

      Why should I pay an extra 100-150 bucks for a cab when they're just like autos, without ACs because drivers won't turn them on? Seriously, what's the incentive to choose cabs anymore?

      By Anshu Saxena
    • Fire the advertising association

      See the kind of ads that are being given in news papers. The advertising association in India fails to act as usual as 90% advertisers dont care about them. Govt regulator needs to get really activ...

      By Sobhita D
    • Go air needs to be booked for violating DGCA order.

      Instead of giving cash refund for cancelled flights Go Air is issuing credit notes despite DGCA order. Passengers want money back not their lame credit notes.

      By Dipali Yadav
    • Shameless celebrities of India

      Money perhaps is most important in life.Amitabh Bacchan had once said he is canceling his contract yet we still see him everyday on the screen. No offence meant to any of these personalities but it...

      By Krishnan Venkatachalam
    • Shameless celebrities of India

      It has come down to Sunil Gawaskar and Virendra Sehwag now advertising for Kamla pasand after we raised hell about Shahrukh, Akshay Kumar, Ajay Dewgan and Amitabh Bachchan. And consumer...

      By Mala Sehgal
    • Surrogate and Inappropriate advertising

      Front page of newspaper yday advertising pan masala and gutka. With areca nut being a proven carcinogen and a psychoactive compound. Will our authorities please do something and save the lives of ...

      By Ruchika L Maheshwari
    • Are competitive coaching institutes misleading students

      And parents. See attached, all the top institutes claiming that the same topper students studied at their institute. Parents and students looking at 1 ad at a time get misled.

      By Sneha Goyal
    • Loot in India on iphones

      IPhone 14 Pro max price in Official Apple store, in Thailand is 45k bhat = INR 1.07 lakh. Price in India = 1.4L. Difference of 33k will cover return air-fare. Why do you ...

      By Ruchika L Maheshwari
    • Mahindra Car Manufacturing defects issues

      I am a customer of Mahindra Scorpio N Vehicle and it is having Manufacturing defects from Day 1, Company dealers are doing trail and error and problem is not solved yet. They are spoiling vehicle w...

      By GIRISH M R
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)