Recently I have applied for my cibil report.i got it with a wrong report.That is though I have not applied nor received any loan from Kotak Mahindra Bank the report shows that i have taken a loan from Kotak Mahindra Bank. and the loan amt is written off and shown as a defaulter. Can anyone suggest what steps should be taken. I've pointed out the discrepancy to Cibil by email. But i am yet to receive a reply. I'm waiting for more than 1 week to hear from Cibil. more  

I had a similiar issue in CIBIL except SBI messed it up instead of KOTAK in my case. I had to write to SBI and threatened to report them to ombudsman if they don't get it sorted out with CIBIL. they eventually did but it took me almost 6 months. They themselves got it rectified with CIBIL. more  
Most of the financial institutions unable to read the CIBIL report properly. All the information provided by CIBIL is the information from the f/institutions. if the f/institution not providing the correct information the report always show only a wrong information....It has happened to me also. more  
CIBIL is only a repository as such it is advisable to reach out to the customer service team of Kotak and engage with them. In case the loan has not been availed kindly share your KYC details ( only once asked for by Kotak ). Only Kotak can send across the rectification to CIBIL. more  
Until unless you report on their website your problem will not be solved by them. more  
Post a Comment

Related Posts


      Dear Parvati, Thanks and regards for your concern about the vulgar ads. Today, it is not only the matter of IPL but you open any channel and you will find these things everywhere.The extreme ...

    • Vulgar ads during IPL

      I don’t understand why this asci and consumer affairs ministry are such big failures in regulating vulgar and surrogate ads. Children are watching IPL matches and these models in l...

      By Parvati Sharma
    • Ola uber have become autod

      Why should I pay an extra 100-150 bucks for a cab when they're just like autos, without ACs because drivers won't turn them on? Seriously, what's the incentive to choose cabs anymore?

      By Anshu Saxena
    • Fire the advertising association

      See the kind of ads that are being given in news papers. The advertising association in India fails to act as usual as 90% advertisers dont care about them. Govt regulator needs to get really activ...

      By Sobhita D
    • Go air needs to be booked for violating DGCA order.

      Instead of giving cash refund for cancelled flights Go Air is issuing credit notes despite DGCA order. Passengers want money back not their lame credit notes.

      By Dipali Yadav
    • Shameless celebrities of India

      Money perhaps is most important in life.Amitabh Bacchan had once said he is canceling his contract yet we still see him everyday on the screen. No offence meant to any of these personalities but it...

      By Krishnan Venkatachalam
    • Shameless celebrities of India

      It has come down to Sunil Gawaskar and Virendra Sehwag now advertising for Kamla pasand after we raised hell about Shahrukh, Akshay Kumar, Ajay Dewgan and Amitabh Bachchan. And consumer...

      By Mala Sehgal
    • Surrogate and Inappropriate advertising

      Front page of newspaper yday advertising pan masala and gutka. With areca nut being a proven carcinogen and a psychoactive compound. Will our authorities please do something and save the lives of ...

      By Ruchika L Maheshwari
    • Are competitive coaching institutes misleading students

      And parents. See attached, all the top institutes claiming that the same topper students studied at their institute. Parents and students looking at 1 ad at a time get misled.

      By Sneha Goyal
    • Loot in India on iphones

      IPhone 14 Pro max price in Official Apple store, in Thailand is 45k bhat = INR 1.07 lakh. Price in India = 1.4L. Difference of 33k will cover return air-fare. Why do you ...

      By Ruchika L Maheshwari
    • Mahindra Car Manufacturing defects issues

      I am a customer of Mahindra Scorpio N Vehicle and it is having Manufacturing defects from Day 1, Company dealers are doing trail and error and problem is not solved yet. They are spoiling vehicle w...

      By GIRISH M R
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)