I was a active contributor to my PF kitty till October of 2014. Post that as I got an international assignment, no amount has been deposited in the account. How long can the PF account be dormant. Do I need to withdraw the accrued amount now or it can be there till I return back to India in about 5 years. Can I contribute voluntarily to my PF account on an annual basis, to avoid the account going dormant. Request your expert advice. more  

View all 8 comments Below 8 comments
you will get the interest up to 6 month from date of last contribution then you can withdraw you entire PF amount as there will no interest applicable after 6 months more  
Mr. Pradeep Narayanan, I suggest you access the EPFO website and there you will find a feedback in the menu. You may mention your problem there and, am sure, your problem will be better attended to. more  
From your querry it is not clear whether you are deputed for overseas empoyment or you have taken up the overseas appointment afresh. If your emp,oyer deputes to an internaitonal assignment, the remittances can be made through your employers. If it is a fresh one, the options is either you withdraw the contributions or obtain a scheme certificate. If you have any plans of returning back to India and taek up employment in that event scheme certificate, will help for calculating the nof of contribution years. Best choice is to withdraw the contributions. more  
You can send your claim forms duly filled along with the forms I suggested to the concerned P.F.O of your previous employer area and they will forward it to your previous employer for further details. Pl. enclose a cancelled cheque leaf of a bank account you held in India also more  
Thanks Raghonadh. I do not think I can come back to India within three years to withdraw the amount. Added to that we never know the support of the previous employer in this regard. I believe the suggestion given by Baskar is more more worth exploring as PF is definitely a benefit that will be useful when you are retired and there is no regular income. Baskar, Thanks for your suggestion.. Will try doing that. Can all the activity completed on line. Please guide Srivatasan Thanks for your idea, but any amount in any account in India will be subject to tax as once the PF is withdrawn it will be a savings amount and will attract the tax as per the prevailing rates. more  
Post a Comment

Related Posts

    • Withdrawl of PF

      I lost my job after May 2020. I want to withdraw my PF but I am unable to do same because my company has been liquidated n the IRP appointed by NCLT has not authorized anyone as authorize signatory...

      By Ravi Rai
    • EPFO may fund startups

      The EPFO should note that it is a custodian of the money which people who are saving for the retirement. You are not supposed to behave like a financier to fund startups.

      By Satvik Singh
    • Scheme certificate cancellation from RPFO Delhi- central

      I had submitted Scheme certificate at RPFO cuddapah at the time of submisstion of Form 10D for EPF monthly pension in the year 2017. RPFO cuddapah sent letter to RPFO Delhi-North asking cancellat...

      By K R S S Murty
    • Your EPF claim.

      Can you share your EPF Account number? (State/Organisation code number / your account no).

      By MANDALIKA Surya Narayana Sastry
    • EPF not claimed from 1996

      Sir, I was working in a pvt ltd company in 1996 with whom I have my EPF dues. How can I get my EPF now and to whom to contact to know the procedure? Thanks & Regards

      By Debabrata Nayak
    • EPFO has some fraudsters need audit

      Officers tend to form nexus with crooks to fraudulently withdraw PF money from dormant or active accounts. This case in Mumbai is concerning and I have a feeling we have hundreds of such cases acro...

      By Satvik Singh
    • Online withdrawal rejection

      I had UAN linked to Aadhaar/PAN/bank account but still online request got rejected showing same account linked to other UAN etc (my old UAN before new EPFO portal came up). God knows what can ...

      By Shibdas Mallick
    • Change in pension withdrawal rules coming

      Soon, the EPFO will allow withdrawal of pension contribution only after 2 years of exiting from your previous job. Right now, pension sum can be withdrawn after 2 months of leaving a job.

      By Satvik Singh
    • EPF policies are disincentivising honest tax payer

      PF tax rules change from April. Employee contributions to PF above ₹ 2.5 lakh p.a. will be taxed.. So anyone who earns more than ₹20.83 lakhs p.a. will attract interest on EPF contribut...

      By Satvik Singh
    • How to access my forgotten FF Account

      I don't know my PF account number. I know my PAN and don't have any info about my OF account. How do I get my money from that account?

      By Ashish Patel
    • Proposal to tax PF contribution over a certain limit is retrograde

      The 2021-22 Budget is notable for not imposing fresh taxes, but for one clause lurking in its fineprint. This is the plan to withdraw the tax exemption on the interest income earned by employees&rs...

      By Satvik Singh
Enter your email and mobile number and we will send you the instructions

Note - The email can sometime gets delivered to the spam folder, so the instruction will be send to your mobile as well

All My Circles
Invite to
(Maximum 500 email ids allowed.)